• Established in 1958

  • Free Standard Delivery Over £20

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Pay 4 Later


Founded in 2008, Pay4Later is the UK’s fastest growing provider of point of sale credit. Pay4Later enables retailers to offer point of sale finance solutions (including interest free credit) to their customers online, in-store and by email.

Designed from the ground up around a paperless e-signature process, Pay4Later redefines point of sale finance for the digital age. Now retailers can offer credit across all your sales channels using existing payment infrastructure. Customers get an instant decision and can sign their credit agreement on screen. No paper forms, no waiting, no hassle.

Pay4Later is a complete one stop solution that brings retail finance back into mainstream UK retail by increasing sales and delivering a great customer experience.

Pay4Later works with reputable, established finance companies including Secure Trust Bank, Shawbrook Bank and Logical Finance to offer secure and convenient online finance.